Loan programs
Stanton sits at the crossroads of State Highway 137 and Interstate 20 in Martin County, home to cotton farms, oil-field service yards, and main-street retail along Broadway. Your operation may pump crude, gin cotton, or stock parts for Permian Basin drill crews. Each industry carries different cash cycles and collateral profiles. We broker SBA loans for long-term real estate purchases, working capital loans to bridge seasonal gaps, equipment financing for tractors and trucks, and business lines of credit that flex with your invoices. When customers stretch payment terms, invoice factoring turns receivables into same-week cash. Need speed over structure? Merchant cash advance and short term business loans close fast. Every program we present includes the origination fee, the payback schedule, and any prepayment penalty spelled out in plain numbers.
We are not a bank. We do not fund loans ourselves. We shop your file to multiple lenders, compare their fee sheets side by side, and show you which structure costs less over the full term. That transparency matters when a single point on a factor rate can swing your total repayment by thousands. Stanton sits twenty miles northeast of Midland, a quick drive down I-20. We know the Martin County Appraisal District's quirks, the seasonal surges at cotton harvest, and the credit appetites of lenders who understand Permian Basin volatility. You get one application, multiple offers, and a broker who explains the trade-offs in sentences you can repeat to your accountant.
Loan programs
Small business loans cover amounts from a few thousand to several million, depending on collateral and cash flow. SBA 7(a) loans stretch repayment up to twenty-five years for real estate, lowering the monthly bite. Working capital loans fill the gap between a big supply order and the customer check that pays for it. Equipment financing lets you buy the backhoe or delivery van today and pay as you use it. A business line of credit gives you a ceiling you draw against when invoices lag. Invoice factoring advances eighty to ninety cents per dollar of approved receivables within days. Merchant cash advance and short-term notes trade speed for higher total cost. We lay out each option, you pick the one that keeps your doors open without bleeding margin. Our Midland hub serves the entire region, but Stanton clients get the same attention whether you run a one-truck service company on North Lamesa Highway or a cotton operation south of town.
What we broker
For Stanton businesses, matched to the right lender.
Learn moreFor Stanton businesses, matched to the right lender.
Learn moreFor Stanton businesses, matched to the right lender.
Learn moreFor Stanton businesses, matched to the right lender.
Learn moreFor Stanton businesses, matched to the right lender.
Learn moreFor Stanton businesses, matched to the right lender.
Learn moreFor Stanton businesses, matched to the right lender.
Learn moreFor Stanton businesses, matched to the right lender.
Learn moreServing the Stanton area

We know which lenders fund which kinds of Midland businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Why Midland owners trust Elm Advances
Talk to a local advisor and get matched to the right program, no obligation.