How it works
Call (432) 277-9693 during business hours to talk to an advisor who will ask about your revenue, time in business, and what you're funding. The call takes ten minutes. We don't use email for loan discussions, so pick up the phone or stop by our Wall Street office near the Petroleum Museum.
Our address: 2402 W Wall St, Midland, TX 79701. Park on the street or in the adjacent lot. If you're driving in from Stanton or Greenwood, Wall Street runs east-west through central Midland; we're west of downtown, about twelve minutes from the Midland Airpark.
Office hours: Monday through Friday, 9:00 AM to 5:00 PM Central. Closed weekends and federal holidays.
Get in touch
Gather your last two months of business bank statements, your federal tax ID, and a one-sentence explanation of what the money will pay for. That's enough for us to outline options and ballpark costs during the first conversation.
You don't need a business plan or a credit report printout. We pull what we need after you decide to move forward. If you're buying equipment or commercial real estate, note the purchase price and the seller's timeline.
Ready to Apply Now formally? You can start that process on our Apply page, or we can walk through it together by phone.
Elm Advances
2402 W Wall St, Midland, TX 79701
Mon-Fri 8-6
Who we serve
We broker commercial loans for businesses across Midland County. Whether you run a service company in Cotton Flat, a retail shop on Midland's north side, or a contractor crew in Warfield, the process is identical. Learn more on our Midland business loan broker page.
Want background on our team and broker model? Visit our About page.
Reach us
Prefer to talk it through first? Call a local advisor and we will ask a few questions about your business, then let you know whether your profile fits commercial programs.
We are a broker, not a lender. There is no cost to apply and no obligation.
Service areas
We broker commercial financing for businesses across Midland and the surrounding communities.
Restaurants along Big Spring Street, machine shops in the industrial corridor near Highway 80, and professional-services firms downtown all face different credit profiles.
Common questions
Why Midland owners trust Elm Advances
Talk to a local advisor and get matched to the right program, no obligation.